Investicioni portfolio mortgage reits

XXI vek – Usluge i prava korisnika (2020) str. 149-164

AUTOR(I): Jasmina Labudović Stanković

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DOI: 10.46793/UPK20.149LS

SAŽETAK:

Investicioni portfolio mortgage REITs, vrste investicionih fondova koji posluju na hipotekarnom kreditnom tržištu, sastoji se od hipotekarnih kredita i sekjuritizovanih hipotekarnih hartija od vrednosti. U ovom radu predstavljamo njihove specifičnosti. Takođe, skrećemo pažnju na kontroverze u vezi sa eventualnom zamenom portfolija mortgage REITs i equity REITs. Ukazujemo na važnost uloge države na hipotekarnom tržištu. Mortgage REITs fondovi, nekada vrlo popularni, teško su preživeli finansijsku krizu 2007-2008, mnogo teže nego equity REITs – investicioni fondovi koji direktno ulažu u nekretnine. To je bio razlog zbog čega se autor opredelio da predstavi osobenosti investicionog portfolija mortgage REITs, tj. hipotekarnih kredita i sekjuritizovanih hartija od vrednosti.

KLJUČNE REČI: 

hipotekarni krediti, hipotekarne hartije od vrednosti, primarno i sekundarno hipotekarno tržište, finansijsko tržište, investicioni fondovi.

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