MODERNE TEHNOLOGIJE, NOVI I TRADICIONALNI RIZICI U OSIGURANJU (Šabac: 20; 2021) (str. 182-199)
AUTOR(I): Sajmon GRIMA
E-ADRESA: simon.grima@um.edu.mt.
DOI: 10.46793/XXSav21.182G
SAŽETAK:
Evropska agencija za nadzor osiguranja i penzijskih fondova izdala je 13. marta 2020. godine konsultativni dokument, predlažući smernice o bezbednosti i upravljanju informacionim i komunikacionim tehnologijama (IKT), koje će se primenjivati od 1. jula 2021. godine. U ovom radu želimo da utvrdimo utisak o efikasnosti (tj. efikasnost, relevantnost, usklađenost i korist) predloženih smernica, sprovođenjem ankete i diskusija sa odabranim korisnicima (praktičari / kontrolori / regulatori u oblasti osiguranja) i opisivanje nji- hovih različitih briga i preporuka. Ove smernice su prilično besmislene i uopštene, zbog čega se njima ne postiže svrha zbog koje su donete. Pored toga, iako zahtevaju da se pod kontrolu stave identifikovani rizici, Smernice nisu dovoljno jasne u određivanju kako i kada prepuštaju organizacijama da to utvr- de. Merljivost rezultata je još jedno pitanje, koje veoma otežava usklađenost i sprovođenje Smernica u pogledu toga kada i kako postupati, čak i u smislu srazmernosti. Stoga, iako su smernice jasne u onome što žele postići, njihova efikasnost pristupa ostavlja mnogo nedorečenog zbog čega anketirane organi- zacije smatraju da one stvara više zabune nego dobra i da se može pokazati kao samo još jedan prostor za dupliranje napora i prelivanja prikupljenih podataka bez dodavanja stvarne vrednosti.
KLJUČNE REČI:
EIOPA, IKT, smernice, regulatori, efikasnost, sistemi upravljanja
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