Usklađivanje pravnog sistema Srbije sa standardima Evropske unije (2024) (str. 671-684)
AUTOR(I) / AUTHOR(S): Jasmina Labudović Stanković 
DOI: 10.46793/7623-143-0.671LS
SAŽETAK / ABSTRACT:
Uzdrmano i nestabilno finansijsko tržište EU nakon globalne finansijske krize 2007/2008 zahtevalo je konsolidaciju i odgovarajuće instrumente koje bi ga ojačale, dodatno integrisale i obezbedile stabilnost. Smatralo se da će formiranje evropske bankarske unije ostvariti taj cilj. Međutim, za njeno puno funkcionisanje nedostaje treći stub bankarske unije – jedinstveni evropski sistem osiguranja depozita, zamišljen kao nadnacionalni sistem osiguranja depozita. U radu se otkrivaju problemi koji su doveli do toga da evropski sistem osiguranja depozita još uvek nije dovršen. Evropska bankarska unija tako postaje donekle upitan i nedovršen projekat EU koji ne može da postigne cilj zbog kog je osnovan. Nema pun kapacitet jer joj nedostaje element koji bi doprineo njenoj efektivnosti i zaokružio njenu delotvornost.
KLJUČNE REČI / KEYWORDS:
jedinstveni sistem osiguranja depozita, osiguranje depozita, evropska bankarska unija, finansijska stabilnost.
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