Европска ревија за право осигурања 2 (2025), (стр. 48-53)
АУТОР: Marie Valerie UPPIAH
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DOI: 10.46793/ERPO2402.48U
САЖЕТАК:
Sektor osiguranja širom sveta se remodelira zbog pojave novih tehnologija. Koncept insurtech-a sada do- bija pažnju jer mnoga društva za osiguranje usvajaju nove tehnologije u svojim poslovnim aktivnostima. Ve- štačka inteligencija, veliki podaci i blokčejn tehnologija sve više se koriste u društvima za osiguranje. Cilj ovog istraživanja je da se prvo analizira kako ove nove teh- nologije menjaju sektor osiguranja. Drugo, istraživanje pruža pregled regulative insurtech-a i na Mauricijusu i u Evropskoj uniji. Pošto je sektor insurtech-a još uvek u početnoj fazi u oba pravna sistema, pravni okviri ra- zvijeni za njegovo regulisanje pokazuju neke sličnosti i razlike. Da bi se sprovelo ovo istraživanje, urađena je analiza postojeće literature, kao i analiza propisa.
КЉУЧНЕ РЕЧИ:
insurtech, veštačka inteligencija, veliki podaci, Mauricijus, Evropska unija
ЛИТЕРАТУРА:
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- Boyjoo, T., Ramesh, V. (2017). A study on factors influencing performance of general insurance companies in Mauritius: An empirical evidence. International Journal of Conceptions on Management and Social Sciences, 5(1), 23-29.
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- Celestin, M., Vanitha, N. (2022). “The rise of ’InsurTech’: Why traditional insurance is being disrupted”, International Journal of Computational Research and Development, 7(2), 83-91.
- Cosma, S., Rimo, G. (2024). “Redefining insurance through technology: Achievements and perspectives in Insurtech”. Research in International Business and Finance, 70, 102301, https://doi.org/10.1016/j.ribaf.2024.102301
- Deloitte. (2023, April 05). Insurtech Survey 2023, dostupno na: https://www.deloitte.com/lv/en/services/consulting- financial/perspectives/insurtech-survey.html, 25. 8. 2025.
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- European Insurance and Occupational Pensions Authority (2024, April 30). EIOPA’s Report on the digitalisation of the European insurance sector, dostupno na: https://www. eiopa.europa.eu/publications/eiopas-report-digitalisation- european-insurance-sector_en, 25. 8. 2025.
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