Osiguranje muzičara i njihovih materijalnih interesa

Европска ревија за право осигурања 1  (2024), (стр. 27-41) 

АУТОР: Slobodan Jovanović, Ozren Uzelac

Е-АДРЕСА: 

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DOI: 10.46793/ERPO2301.27J

САЖЕТАК: 

Muzičko preduzetništvo omogućava muzičarima nezavisnost i kontrolu nad svojim karijerama, ali nosi i rizik slabe uspešnosti ili neuspeha. Pored ostalih troškova, ono podrazumeva određene investicije u muzičke instrumente, studijsku opremu i nemuzičku pomoćnu opremu koja može biti ugrožena od različitih rizika oštećenja ili gubitka. Posebno muzičari mogu biti izloženi i odštetnim zahtevima zbog svoje građanske odgovornosti za štetu prouzrokovanu trećim licima –polaznicima časova, gostima, posetiocima i licima angažovanim na organizaciji i obezbeđenju koncerta itd. Finansijsku zaštitu svojih materijalnih interesa muzičari mogu najbolje da ostvare putem osiguranja. Zbog toga se u ovom radu razmatraju različiti aspekti osiguranja muzičara, opšteprihvaćenih pojmova i njihove sadržine, predmeta osiguranja, pokrivenih i isključenih rizika i šteta u skladu sa uslovima osiguranja i poslovnom praksom britanskog tržišta osiguranja.

КЉУЧНЕ РЕЧИ:

muzičari, muzički instrumenti, osiguranje, slučajna šteta, odgovornost, nezgoda

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