Finansijska zaštita i osiguranje od nesolventnosti organizatora turističkog putovanja u Ujedinjenom Kraljevstvu Velike Britanije i Severne Irske

27. Savetovanje PRAVO OSIGURANJA DANAS: STANJE, TEKUĆE REFORME I PRAKTIČNA PITANJA (2026),  [pp. 104-120]

 

AUTHOR(S) / АУТОР(И): Slobodan Jovanović

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DOI: https://doi.org/10.46793/27UZPOS.08J

ABSTRACT / САЖЕТАК:

Turizam i organizovanje turističkih putovanja je društvena pojava i delatnost koja se razvija sa porastom društvenog standarda. Tehničko-tehnološki razvoj doprineo je uvođenju novih transportnih sredstava i saobraćajne infrastrukture, što je omogućilo češća domaća i inostrana putovanja u različite svrhe. U novije vreme značajni klimat- ski i poslovni rizici dovode u opasnost održivost poslovanja organizatora turističkih putovanja, a njihove klijente u opasnost finansijskog gubitka uplaćenih aranžmana ili uskraćivanje u korišćenju plaćenih usluga. Predmet pažnje u ovom radu su mehanizmi finansijske zaštite i osiguranja za slučaj nesolventnosti organizatora turističkog puto- vanja i štete koje se u tom slučaju pokrivaju u Velikoj Britaniji. Prvo se analizira razvoj i sadržina pravnog okvira finansijske zaštite turista od nesolventnosti organizatora tur- ističkih putovanja i zatim važeći sistem finansijske zaštite od nesolventnosti organiza- tora turističkog putovanja. U posebnom delu analiziraju se karakteristike osiguranja od odgovornosti organizatora turističkih putovanja u Velikoj Britaniji kao što su suma osiguranja, period osiguranja i nastanak osiguranog slučaja, premija, isključeni rizici i pravne posledice u slučaju neprijavljivanja bitnih činjenica i lažnog odštetnog zahteva.

KEYWORDS / КЉУЧНЕ РЕЧИ:

paket putovanja, povezani turistički aranžmani, nesolventnost, osi- guranje, šteta, troškovi

ACKNOWLEDGEMENT / ПРОЈЕКАТ:

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